5815 Dunsmuir Avenue Dunsmuir, CA 96025
Acquisition loan. the challenge? It is a 55 units vacant building, no income and located in very remote
area of California.  We funded it with 55% LTV


Cash Flow Investment Loan

1400 Mission St #314, San Francisco, CA 94103
1400 Mission St. San Francisco, CA 94103
We used the rental amount to refinance the hard money purchase loan and cut the interest in half for this 5 units high rise building in the heart of San Francisco.


No Document Investment Property Loan

552 Cecil St. Monterey Park, CA 91775
Most hard money investors will only fund up to 70% LTV. However, this borrower was shot of funds. We located and investor who was willing to fund 80% LTV and funded it with only BPO (no appraisal.)


Warehouse Loan

2830 Ford St, Oakland, CA 94610
Borrower needed extra funding to improve this property. However, the warehouse is currently vacant with no income stream, it was difficult for any investor to be interested in putting money in. We funded it to pay off the existing first and second loan, plus additional money to improve the property.


Construction Loan


44631 Highland PL, Fremont, CA 94539
Developer had begun construction, but is in urgent need of additional funding so that he can finish this project. I understood the urgency, so we found two investors to fund this project, and escrow closed in about 10 days


Shopping Plaza Loan

825 College Blvd., Suites 102-614, Oceanside, CA

This is a “mixed-use” property.  Unfortunately, many lenders do not care for this sort of transaction that has very few comps.

Here at Pacificwide Lending, we were able to have one of our investors take on this kind of loan, and we closed the deal in 43 days.


Foreign National Loan

1731 Germano Way, Pleasanton, CA

This house was a construction project that needed a construction loan.  As the borrower was the person intending to build, and, also a foreigner to the U.S., it was difficult to find a lender under these circumstances.

Pacificwide Lending matched an investor with this borrower and the project was completed. 



Raw Land Loan


1217 48th Ave., Oakland, CA

Being an unusual type of business it was difficult to find lenders and no local lenders were interested in this endeavor. (Borrower wanted to purchase land to build a warehouse for cannabis.)

However, Pacificwide Lending, had an investor and the loan was completed. 


Multi-unit Loan

7 Paso Cresta, Carmel Valley, CA  93924

This loan was for refinancing on a house, to finish the partial construction that was going on the home at the time. However, the borrower did not have strong tax returns, making this twice as hard to find funding.

Here at Pacificwide Lending, we found funding and the borrower completed the project.



Second Loan

9 Miramonte Road, Carmel Valley, CA

Borrower wanted to find funding for a construction loan to build a house, but did not have good documentation. Pacificwide Lending set this client up with a loan and closed relatively fast with an institutional lender for a good rate.



Multi-unit loan

Lots 30-32, Block 14, Del Norte Acres, TX 

Del Norte Acres is an apartment complex, and the borrower had run into difficulty finding a purchase loan for this complex.  As the loan was too small, $260,000, and many investors did not care about the location.

Pacificwide Lending found one of their investors and closed the deal.

Fix and Flip Loan


2909 Stanton Street Berkeley, CA
Acquisition Loan.  Challenger: the house itself won't pass through regular appraisal guild line. Therefore, the borrower won't be able obtain conventional loan.  We funded it up 80% LTV  and provided 100% of the repair cost.

Refinance Loan


3140  32 nd Avenue Sacramento, CA
Owner purchased it with all cash, need to cash-out after the purchase.  Challenger: units were still under
renovation, no rental income yet.  We funded with a Non-QM loan which carried a much lower rate than
Hard money loan.




Are you considering a loan for your new home or business? We'd be thrilled to talk about our loan & mortgage offerings! Give us a call today at 925-461-0500. Want to get started? Apply Online Now.

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Pacificwide Lending

CA License #01762647 NMLS#241222, TX License #241222, FL License # MBR 3291

7041 Koll Center Pkwy Ste 270 Ste 270
Pleasanton, CA 94566